This is one of the harder things to do - save money towards a goal. The hard part is keeping this habit going. I didn’t know how to do it until my wife surprised me by telling me that we had enough money saved to go on a vacation and it was all paid for. Basically, she took a few dollars each week and put it in an envelope. after about two years we had enough set aside to book a really nice vacation. She decided it would be best to go on a cruise. her logic was that most of the vacation is covered up front. The only things we paid for were alcohol and excursions…