Every time you apply for credit, you are inviting creditors to review you based on your credit report (create link to credit report post). Assuming you are serious about your financial position, you have already received your free credit report from Annual Credit Report.
Continuing to build your financial empire includes cleaning up your credit report. Even the little things can and will effect your credit score so why not make sure everything is accurate. Once you’ve reviewed your report, if you find something suspect, dispute it!!