We go to work everyday to bring home a paycheck. Some work hourly and others are salaried. No matter how your employer pays you, there are a few ways that you can save some money pre-tax money. This is the best form of money you can save. Its one of the few times you get to take advantage of 100% of YOUR MONEY! In some cases, your employer will add to it!! The 3 most common types of plans for tapping into your pre-tax dollars are the 401k, IRA plans, and Flexible Spending Accounts.