Don’t Die Poor

One of the easiest ways for a criminal to steal your identity is by gaining access to your credit cards.

Every time you apply for credit, you are inviting creditors to review you based on your credit report (create link to credit report post). Assuming you are serious about your financial position, you have already received your free credit report from Annual Credit Report.

Continuing to build your financial empire includes cleaning up your credit report. Even the little things can and will effect your credit score so why not make sure everything is accurate. Once you’ve reviewed your report, if you find something suspect, dispute it!!

Your credit report has such a great bearing on your financial standing. Every time you apply for any form of credit, a company takes a look at your credit report. Sounds basic but its pretty serious. Creditors like your credit cards, utilities, and even cell phone provider (essentially any company that you pay on a monthly basis) report your account standing to the credit reporting agencies. With all these companies looking at your personal information, don’t you think you should have at least an elementary understanding of what kind of data is stored in your credit report??

As I have said in previous posts, I am a victim of ID Theft. This reality is a hard one to accept and in order to deal with it you need a little persistence and you have to be very aware of all of your accounts.
If you know that your identity has been stolen there [...]

The holiday season is an easy time to let your guard down and all it takes is one mistake to ruin your financial freedom. There really are people out there trying to steal your identity and they will use it against you. Take this issue very seriously….